NOVOAIR – EBL Co-Branded Prepaid Master Card with Dual Currency

EBL NOVOAIR Co-Brand Prepaid is a convenient, flexible & simple solution for NOVOAIR SMILES customers for making everyday spending in style! Cardholder can address all the individual needs, at home and abroad, through this card with enhanced security.

With EBL NOVOAIR Co-Brand Prepaid Card, you can enjoy the privilege of-

• Dual Currency EMV Prepaid Card
• Faster access to funds globally 24×7 at large MasterCard ATM Network
• Absolutely free cash withdrawal from any EBL ATM
• Access to shops and restaurants throughout the globe
• Absolutely free reloading
• Discount facilities at over 1,300 partner merchants countrywide
• “Transaction Alert” with every transaction – on demand
• EMV card for more safety and security

Exclusive Offer From NOVOAIR

• 200 bonus miles on signing in for the NOVOAIR-EBL Co-brand Prepaid Card after the first flight
• Redemption facility of NOVOAIR rewards with SMILES miles online
• Bonus SMILES miles while flying with NOVOAIR
• Priority Service through NOVOAIR Sales Counters
• Priority Check-in, Boarding and baggage delivery at Hazrat Shahjalal Intl. Airport, Dhaka
• Excess Baggage allowances (10 kg for Sapphire and 15 kg for Platinum tier member)
• VIP Car Service for Platinum Tier Members at Hazrat Shahjalal Intl. Airport, Dhaka (Subject to availability)

FARE FAMILY WISE FLIGHT MILES ACCRUAL (ONE WAY)

DOMESTIC SECTORS

INTERNATIONAL SECTORS

REDEMPTION

How to Apply

Download the forms here! The forms can be digitally filled using a PDF Reader Software (Adobe Acrobat Reader preferred). Or you can print out the forms and fill-up by hand. Once filled up, please check that:

Card Activation

Activate your card by submitting the signed Acknowledgement Slip at any EBL branch. Your card will be activated within 24 hours after submission.

Lost / Stolen Card

Call EBL 24×7 Contact Center +88028332232 or 16230 to block the Card & visit any EBL branch to apply for a replacement of Card & PIN.

Card Reload / Calendar Limit (Per Day)

EBL Meena Bazar Co-Branded Visa Platinum Credit Card

Documents Required:

i. Individual Credit Card

a) Common Requirement

Completed Application Form Valid Passport National ID Copy/ Declaration if NID is not available Other acceptable Photo ID copy ( if NID & Passport are not available) Personal TIN/IT-88/Tax return submission slip copy PP size photograph of applicant duly signed by the applicant and attested by source Nominee’s Photograph & Signature duly attested by the applicant. If applicant’s sign does not match with any of the provided photo IDs, then declaration is required. Signed Authorization Letter for B/S Verification Completed CIB Form

b) Requirement for SALARIED

Requirement for Account Paid SALARIED Latest salary Certificate/pay Slip with DOJ & Job Status Latest Salary Certificate/Pay Slip with DOJ & Job Status and to be signed-off by authorized person (line manager/HR/Accounts/Finance) with name seal (should contain designation and department) Latest 3 months’ Bank Statement for A/C Payee& Latest 3 months’ Bank Statement reflecting 3 months’ salary for fully A/C payee (B/S should not be more than 1 month old)

c) Requirement for Partially Account Paid SALARIED

Latest 6 months’ cash vouchers required if cash portion is not mentioned in LOI/Pay slip and bank statement of 6 months (For partially A/C Payee only)

d) Requirement for Cash Paid SALARIED:

Latest Salary Certificate/ LOI to be signed-off by authorized person with name seal Latest 6 Months’ Bank Statement. (B/S should not be more than 1 month old)

e) Requirement for SELF EMPLOYED

Proprietorship – Latest 6 months’ Bank Statement (Personal/Firm) – Trade License (Latest and 2 years old) Partnership – Latest 6 months’ Bank Statement (Personal/Firm) – Partnership Deed Copy – Trade License (Latest and 2 years old) – Partnership Deed (Registered/ Notarized) Limited Company – Latest 6 months’ Bank Statement (Both Personal and Company should not be more than 1 month old) – Memorandum and Articles of Association Copy – Certificate of Incorporation copy – Latest Schedule X Copy (must if MOA is over 2 yrs old) Doctor/Professional/Landlord – Latest 6 months’ Bank Statement (B/S should not be more than 1 month old) – BMDC Copy for Doctors who are MBBS only Certificate for Permission of Practice from appropriate authority for Lawyers, Engineers, and Consultants as deemed applicable. – Land Ownership Document (Holding Tax Receipt/ Electricity Bill Copy) & Rent Deed for Landlord. (Title Deed/ Gas/WASA copy of bill)

EBL Meena Bazar Co-Branded Platinum Credit Card Benefits:

Zero issuance fee*

Any applications for EBL Meena Bazar Co-Branded Platinum Credit Card received by 31st December 2017 will have issuance fee waived.

Annual and renewal fee waiver

EBL Platinum Card comes with an offer where you do not need to pay any Renewal Fee if you transact for 18-times in a year. This gives you the opportunity to save by using the card more.

Complimentary Access to EBL SKYLOUNGE

EBL has its own lounge service at Hazrat Shahjalal International Airport, Dhaka and Shah Amanat International Airport, Chittagong. Just show your EBL Platinum credit Card at SKYLOUNGE and get complimentary lounge facility service 24×7 [count of complimentary visit is available at latest approved EBL Schedule of Charge]. Make your waiting time at airport a pleasant one with EBL Platinum Card. You can take a guest along with you. Moreover, cardholders’ children below 12 years of age get complimentary access too.

Priority Pass Airport Lounge Program

EBL Platinum Cardholders are entitled for Priority Pass, on request. Priority Pass is the largest independent airport VIP lounge program in the world, with over 1000 exclusive VIP airport lounge locations around the world. To be admitted into these lounges, cardholders need to present their Priority Pass membership card and pay USD 27 only. Cardholder needs to apply separately for Priority Pass.

Meet & Greet Service

Meet & Greet is your personal fast track through airport check-ins and arrivals for international flights at Hazrat Shahjalal International Airport, Dhaka. Just call our contact center 24hrs prior travelling to make a Meet & Greet booking and we will do whatever you need to make your airport experience faster and more pleasant.

Risk Assurance Program:

Dual Benefit (Natural Death and Total Permanent Disability):

Full waiver of total outstanding in case of Permanent disability of card holder Nominee will get the amount equals to the total outstanding of the card

Triple Benefit (Accidental Death):

Full waiver of total outstanding in case of Permanent disability of card holder Nominee will get the amount equals to the total outstanding of the card Insurance benefit up to BDT 10 Lac in case of accidental death of card the holder

45 – Days Interest Free Period

EBL Credit Cards offer 45-days maximum interest free period. Any purchase transaction or cheque is considered for interest free period of maximum 45-days and minimum 15 days.

Great Discounts

EBL has partnered with hundreds of shops, restaurants and travel agencies where you can get hefty discounts on products and services whenever you use the card. For details please visit http://www.ebl.com.bd/home/discount_partners

Installment facility

Installment facility gives you the flexibility to buy or use your credit and convert it into easy installment. You can avail any of the following EMI Plan using you EBL Credit Card –

EBL ZIP: You can make any purchase from more than 165 partner merchant outlets and pay back the amount over a tenor ranging from 3 months to 24 months without any interest. Please find the ZIP partner list at http://www.ebl.com.bd/zip/ EBL HIPO: HIPO is an EMI plan where you can make EBL to EBL or EBL to Other Bank account transfer through EFTN or issue pay order from the unutilized balance of your credit card at half the interest rate. EBL Want2Buy: WANT2BUY is a special feature that allows a cardholder to convert any purchase made, over BDT 5,000, during WANT2BUY campaign periods using his/her EBL credit card into easy installments. A Cardholder has options of choosing from payment tenures starting from 3-12 months.

Free Supplementary Card

EBL Platinum cardholders will get the two supplementary cards absolutely free. Cardholders can preset monthly limit of the supplementary cardholders.

Free First Card Cheque book

EBL Credit Card comes with a free Cheque book. You can use the cheques where Cards are not accepted or if you want to do your regular cheque-type transactions (A/C Payee only).

Convenient Payment Option

You can pay any amount ranging from minimum to total amount due with the following Payment Option:

Cash Payment through ATM with EBL365 Cash Payment at Brach or EBL DROPBOX Auto Debit Facility from EBL Account Payment through EBL SKYBANKING / I-Banking

24×7 Contact Center

For any and every Card related need of yours, EBL Cards Customer care is there to serve you 24/7. Just dial 16230 from any mobile phone in Bangladesh or dial +88 02 8332232 from any phone, anywhere and ask for the service or information. The service can also available and email ([email protected]).

Special benefits from Meena Bazar:

Auto enrollment as Meena Bazar club member. Earn 2 Meena Club membership points per BDT 100 spent at any Meena Bazar store, Meena Daily and/or Gourmet Bazar store using EBL Meena Bazar Co-Branded Platinum credit card. No minimum transaction threshold to earn points

Terms & Conditions of EBL Meena Bazar Co-Branded Platinum Credit Card:

EBL Meena Bazar card entitles the Co-Branded cardholder to receive special discounts and loyalty points as part of Meena Bazar Club membership when shopping at any Meena Bazar outlets, Meena Daily outlets and/or Gourmet Bazar stores. EBL Meena Bazar Co-Branded card has to be presented to the cashier at the point of purchase for availing of points and redemption of accumulated points. For the first time, a person should earn minimum 250 points for redemption. Anyone can enroll as EBL Meena Bazar Co-Branded Cardholder; if they meet EBL Credit Card Policy. EBL Meena Bazar Co-Branded card is not transferable, and can only be used by the person whose name is printed on the EBL Meena Bazar Co-Branded credit card. For any Meena Bazar Club Membership related issues please contact Meena Bazar Customer Service for immediate support at 09678666111. For any Card related queries or to report lost, stolen or damaged card please contact EBL 24×7 Contact Center at 16230 or +88 02 8332232.

Fees & Charges Applicable as per latest approved EBL Schedule of Charges.

EBL Basis Co-Branded Credit Mastercard

Benefits

EBL Basis Member Co-Branded Titanium Mastercard is an exclusive credit card for the BASIS Member Organizations and their employees.

Zero issuance fee*

The card comes with No Issuance Fee for the first year for the employees of the organization.

Annual and renewal fee waiver

EBL Mastercard Titanium comes with a unique offer where you do not need to pay the Renewal Fee if you transact for 18-times in a year. This gives you the opportunity to save by using the card more.

Complimentary Access to EBL SKYLOUNGE

EBL Mastercard Titanium Cardholder will get complimentary access to EBL SKYLOUNGE at Hazrat Shahjalal International Airport, Dhaka and Shah Amanat International Airport, Chittagong. Make your waiting time at airport a pleasant one with EBL Mastercard Titanium. A guest as well as children below 12-years of age will also get free access with you! Supplementary cardholder himself/herself also gets complimentary access.

45 days interest free period

EBL Mastercard Titanium cardholders will get an interest free period of maximum 45 days to minimum 15 days.

Travel Accident Insurance

EBL Mastercard Titanium cardholders are entitled for coverage of BDT 1,000,000 as Travel Accident Insurance.

Risk Assurance Program

Besides Travel Insurance facility, our EBL Mastercard Titanium cardholders are enrolled to enjoy Risk Assurance Program. This is a Dual Benefit Insurance Plan that waives the entire dues on the Credit Card, in the event of the death or permanent total disability of cardholder and the nominee will receive equal amount to meet immediate expenses.

Free First Card Cheque

With EBL Mastercard Titanium Credit Card you can enjoy a full-fledged cheque book facility. You can make payment (account payee only) to any person or organization of your choice. This cheque book is useful in situations where you cannot use your Credit Card (e.g. tuition fees, rent, etc). You will get your first cheque book absolutely free.

EBL ZIP (Zero Percent Installment Program)

EBL Mastercard Titanium cardholder can avail ZIP facility- an equal installment plan that allows the cardholder the flexibility to convert retail purchase transactions at partner outlets into an installment scheme where the cardholder pays back the amount over a tenor ranging from 3 months to 24 months without any interest.

Free Supplementary Card

EBL Mastercard Titanium Credit Card gives you the opportunity to share the benefits of your Card with your dear ones by providing you two supplementary cards absolutely free. Being a primary cardholder, you have the option to set a spending limit for each of your supplementary cards. All transactions on your supplementary card will separately be shown on your monthly statement.

Great Discounts

We have partnered with hundreds of vendors for giving the EBL Mastercard Titanium Credit Card users a hefty discount on their products and services. The great discounts in turn allows you either to save money or shop more with the same amount you are spending now. Less or more – choice is yours. Spending has never been so great.

Convenient Payment Option

When you receive your bill, you need not pay the entire bill amount. You have the flexibility of selecting any amount ranging from the minimum amount due (5% or BDT 500/USD 10 whichever is higher) to the total amount due.

SKYBANKING / I-Banking

If you are availing our SKYBANKING or Internet banking facility, you can pay your bill from your EBL account through internet.

24-hour Contact Center

For any and every Card related need of yours, EBL Cards Customer care is there to serve you 24/7. Just dial 16230 from any mobile phone in Bangladesh or dial +88 02 8332232 from any phone, anywhere and ask for the service or information. The service can also available through fax (880-2-9882316) and email ([email protected] or [email protected]). Alternatively, EBL Basic Co-Brand Cardholders can avail dedicated customer service, email to [email protected]

EBL Basis Co-Branded Company Card

EBL Basis Co-Branded Company Card includes all features of the EBL Basis Member Credit Card, with the added facility of USD 30,000 transaction per year for meeting bonafide business expenses. Maximum USD 6,000 per transaction.

Documents Required:

1. EBL Basis Co-Branded Credit Card

a) Common Requirement

Completed Application Form Valid Passport National ID Copy/ Declaration if NID is not available Other acceptable Photo ID copy ( if NID & Passport are not available) Personal TIN/IT-88/Tax return submission slip copy PP size photograph of applicant duly signed by the applicant and attested by source Nominee’s Photograph & Signature duly attested by the applicant. If applicant’s sign does not match with any of the provided photo IDs, then declaration is required. Signed Authorization Letter for B/S Verification Completed CIB Form

b) Requirement for SALARIED

Requirement for Account Paid SALARIED Latest salary Certificate/pay Slip with DOJ & Job Status Latest Salary Certificate/Pay Slip with DOJ & Job Status and to be signed-off by authorized person (line-manager/HR/Accounts/Finance) with name seal (should contain designation and department) Latest 3 months’ Bank Statement for A/C Payee& Latest 3 months’ Bank Statement reflecting 3 months’ salary for fully A/C payee (B/S should not be more than 1 month old)

2 .EBL Basis Co-Branded Company Corporate Card:

a) For Company

Completed Application Form Company’s audited financial statements – last available FY (2years) Valid TIN Copy (not more than 2 years old) Valid Trade License Copy (not more than 2 years old) Company’s article of association, MOA Certificate of Incorporation Board Resolution – For Bangladeshi Companies Schedule – X, XII (not more than 2 years old) Signed declaration from Authorized Signatory of MNC/Branch of International Organization – (if the signatory is other than Managing Director/Country Head; then a letter from Managing Director/Country Head authorizing the signing authority has to be submitted) Business Card of Authorized Signatory

d) For Employee of the Company:

Completed Application Form (along with CIB declaration, Demand Promissory Note & Letter of Continuity) Copy of Personal TIN/ Tax return acknowledgement slip (not more than 2 years old) Valid Passport Copy for Dual Currency Card Recent 2 (two) passport size color photographs with clear visibility Copy of National ID, if available, else a photo ID Business Card